Aadhaar Enabled Payment System (AEPS)
AEPS is a secure digital payment system that allows banking transactions using Aadhaar number and biometric authentication instead of debit cards or PIN numbers.
What is AEPS?
The Aadhaar Enabled Payment System (AEPS) allows customers to perform banking services such as cash withdrawal, balance inquiry, and fund transfer using their Aadhaar number and biometric authentication.
It is especially useful in rural and semi-urban areas where traditional banking infrastructure may not be easily accessible.
Biometric Banking
Secure banking using fingerprint or iris authentication linked to Aadhaar numbers.
AEPS Banking Services
Cash Withdrawal
Withdraw cash from Aadhaar-linked bank accounts.
Cash Deposit
Deposit money directly into Aadhaar-linked accounts.
Balance Inquiry
Check account balance instantly using biometric authentication.
Mini Statement
View last few transactions of your bank account.
Aadhaar Transfers
Transfer money between Aadhaar-linked bank accounts.
Secure Authentication
Biometric security reduces fraud risks.
Why Businesses Use AEPS
Financial Inclusion
Provides banking services to people without bank branches.
No ATM Card Needed
Transactions can be done using Aadhaar and biometrics.
Rural Accessibility
Works through banking agents in remote areas.
Agent Commission
Retailers earn commission on every AEPS transaction.
Who Uses AEPS?
Retailers
Provide banking services and earn commissions.
Banking Agents
Offer financial services in rural areas.
Fintech Platforms
Integrate AEPS services for digital banking.
Rural Customers
Access banking without visiting bank branches.
Start Your AEPS Business
Offer AEPS banking services and earn commission while providing financial access to customers.
Get AEPS Software